I remember many years ago hearing Alan Alda speak at a medical school graduation. He told the young doctors that it was imperative for them to remember something that he was sure they hadn’t learned in anatomy and physiology: “— the head and the heart are connected and you must all do your best to never break that bond—”. How many times in our lives do WE, ourselves, forget that our heads, hearts — and spirits are connected? How many times do we ignore the messages that our bodies send to us letting us know that there is a problem, a difficulty, a stress, a dis-ease? Our bodies communicate with us regularly; they let us know when we’re hungry, tired, confused, angry, upset (either over something that we ate, or something that has occurred, etc.) This COMMUNICATION is imperative! Do you stop and pay attention? Do you stop whatever it is you’re doing and acknowledge and respect the message that your body is communicating? How often do you tell yourself when those hunger pangs hit that you can wait, or that you shouldn’t eat anyway?How often do you tell yourself that the stress at work that gives you a severe headache, doesn’t matter; that you just have to “suffer” and “deal with it” just to get through the day? Do you ignore or minimize those back aches and sense of fatigue by saying that everyone is stressed and it will pass if you can just make it through till the weekend or until your next vacation? These are all ways in which you disrespect yourself by breaking the bond between your body and mind. These messages of denial are not enhancing to your overall self-esteem and are definitely dangerous to your well being. I am not saying that the minute a hunger pang hits, you should stop what you are doing; or the minute you feel stress at work you should quit your job. I am saying, however, that these messages have to be acknowledged, addressed and respected. They have to be dealt with, NOT ignored! STOP! BREATHE! FOCUS! How do you want to handle these messages. Remind yourself that you are receiving these messages for a reason. Make a conscious decision as to what you do, not an automatic one.What do you do in order to relax and unwind so that you can reconnect to your inner worth—to the part of you that knows “who I am is enough, and I deserve to be treated as such”— to the part of you that is connected to something more than your day-to-day existence. This is a connection to your spirituality. Spirituality is NOT about religion or any one god. Spirituality is defined as the way people find meaning, hope, comfort, connection, inner peace, strength, love and other positive intangibles in their lives. Some people find it in their religious beliefs, others through music, art, nature, values and principles, exercise, walking, meditation, etc. There are a multitude of choices when it comes to anyone’s spiritual connection. No one can tell you what your spiritual connection “should” be. Only you can decide what works for you. Without an awareness of, or connection to what grounds you or centers you, you are at greater risk of imbalances in your mind and body.Most people do not realize that many imbalances in their physical bodies start from outside their bodies. These imbalances may be from stressors in our environment, constant negative debilitating thoughts or anxiety As individuals we must learn how to treat ourselves with the love, respect and compassion that we deserve and need. Unfortunately, way too many people stop doing the very centering and loving things they need when these stresses hit. Too many people have been taught to “power on” through any obstacle and ignore their feelings and emotions. This is only one way people learn to live “unconsciously”. They learn to block out any feelings they may have so that they don’t have to stop and deal with them. There is an inherent fear that if they stop to ponder, deal with or explore their feelings then they’ll become overwhelmed and fall behind, or be seen as weak, or perhaps come to a realization which they are not yet ready to handle. Learning to take care of yourself prior to any problem really erupting seems alien to many people. Have you been taught to put “band-aids” on problems rather than prevent them or seek out the root causes? Do you avoid taking care of yourself.It takes time, energy, and patience to pay attention to ourselves: to our needs, our thoughts, and our feelings. Are you willing to take that time, energy and patience, and give yourself the love, respect and compassion that you deserve BEFORE you are physically ailing, or will you wait until you have no choice?I offer you the following 5 reminders that you can choose to incorporate into your life, to enhance your awareness and increase your connectedness to your total being:TOP 5 OPTIONS TO CONSIDER IN ENHANCING YOUR AWARENESS AND CONNECTEDNESS TO YOUR MIND BODY AND SPIRIT1. BREATHING: Once every hour, STOP! BREATHE! FOCUS! Breathe in for the count of 4, hold for the count of 4 and exhale slowly for the count of 4, wait to the count of 4 and start again. (do this for 60 seconds) This is called square breathing. Slow, deep breathing brings clarity, calmness, centering to our bodies and minds. Every hour, just 1 minute of breathing can make a huge difference in your attitude, your perspective and your day.2. STRETCHING: enables you to: release physical tension, release toxins, correct your physical positioning, get your blood flowing, and oxygenate your muscles.3. MINDFULNESS: Be aware of your feelings, your reactions, needs, etc….Always ask “What is My desired outcome?” Please remember that, in any situation, a desired outcome MUST be something over which you have control.4. DIET/FOODS YOU EAT: Notice how you feel in response to foods; honestly and without judgments. What are your comfort foods, and what are you really looking for? Pay attention to your body’s responses to your choices.5. SUPPORT SYSTEM: Who or what is in your support system? Who do you talk to? Are you willing to reach out to them… friends, doctor, therapist, clergy, family member, etc. Ask for what you want and then take a deep breath and ACCEPT the help, guidance and assistance that is offered. This is a hard one for most people…because it means you’re allowing yourself to be vulnerable. (this is yet another topic for another day)
Book Flight and Hotel Together and Save Money With These Guidelines
There are places to go, landmarks to see, and unique cuisines to experience; but in order to get there, you must first use internet travel discount tools to help you book flight and hotel.You can’t just find cheap travel deals with a regular search engine. You must make use of the search tools offered by leading travel sites so that you can instantly see all of the available flights and hotel rooms on specific dates, and compare the results.How does a flight to Orlando and a night’s stay at a nice resort sound? Or a flight to Las Vegas and a weekend’s stay at a casino? These are only examples of what you might find if you search for airfare and hotel packages. These kinds of offers require that you stay at the destination for a specific number of nights, which could be one to seven nights, depending on the offer.If your travel plans are flexible, it will be easier to find a cheap package. Your local airport may or may not be offering cheap rates to the city you want to fly to. If you don’t mind waiting awhile for a deal to pop up, or have an alternative destination in mind, you will increase your chances of saving money on your trip.Whenever travelers book flight and hotel online, there is usually an option to include a car rental in the reservation. Determine whether or not it would be cheaper to rent a car with the hotel room and airfare, or if you should book it separately.Deadlines to Watch For When You Book a Flight and HotelThere is usually a deadline displayed for each deal so that you’ll know for how long it will be available. Some sites even allow you to “save” the offers if you are unsure which one you want to book so that you can go back and compare them all later.If you already have a particular hotel in mind, you can add it to your “Favorites” and check back with it later to see if there is an “Airfare included in price” notification with it. Or, you could check with the airlines themselves to see which hotels and inns they are currently partnered with, and if there are currently any package deals available in your ideal destination(s).It isn’t always the best idea to book flight and hotel together, depending on the destination and time of year. You might very well find that it would be cheaper to book them separately for your itinerary.Online vacation deals are where you should begin your search. You can either browse all of the current offers or use the search tools if you have something specific in mind. It’s very easy – and cheap – to book flight and hotel online.
All You Need To Understand About Payday Loans
A payday loan indeed has many names. Some call it a cash advance loan. A few think of it as a check advance loan. One another name is often a post-dated check loan. A few others call it a deferred-deposit check loan. The Federal Trade Commission in the U.S. calls it “costly cash”. Regardless of what you call it, it is really the same thing: a smallish (generally $50 to $500) short-term loan having considerable interest rate.Why would you obtain a payday loan?Payday loans are preferred for many reasons. To those who are actually in the position of requiring one, its benefits outnumber the disadvantages. And there really are shortcomings; nevertheless we will analyze those aspects subsequently.To start with, place yourself in the shoes of the individual who requires some quick money. Perhaps you have just been placed in the unenviable situation of suddenly requiring some cash and being taken by surprise. You might have had a totally unexpected health care bill or perhaps automobile repair bill, or you may really need to take a trip unexpectedly, like in the case of demise in the family. Some people who want swift funds utilize it to fork out their every day expenditures, such as rent, groceries, utilities, and so on… Whatever the reason will be, you desperately require that money and you simply do not now have it.Is really a payday loan your last option? Do you have other different solutions you could check out first? Well, what are often the merits of payday loans? Let us find out:1. You would not really have to undergo the hassle of a credit check.2. You will be able to fill out an application in person, on the phone or on the internet.3. The procedure normally takes under 20 minutes.4. The loan proceeds are conveniently deposited into your bank account in less than a day.5. It is very affordable, at least to start with – you really do not have any up-front expenses.6. It is very discreet – nobody else is involved in the process.7. It is secure – your financial details are not discussed with others.Alright, that makes sense. These are adequate reasons to get rid of the stress of remaining short of money. It is really a “quick fix”. You will be able to cover the shortage, and move on with your life. And you will be able to repay the next payday, correct? So you have settled your situation.Just where would you be able to get a payday loan?Payday loan firms are pretty much all over the place. There are over 10,000 payday loan outlets in operation in the U.S. And they are spread out in identical fashion all over the globe. If there is not a payday loan outlet near you, you can search the internet and uncover plenty of online payday loans out there.These providers are in business to “help” people in dire financial need. They give these kinds of loans to individuals that cannot obtain the money they need at any other place. Let us now profile one firm who furnishes payday loans as part of their basically financial services business – Money Mart.Money Mart was basically promoted as an alternate to banks. Their hours would extend past banking hours, and they would situate themselves in lot more accessible locations than banks. They can cash checks even when banks were closed, and people would not really have to travel very far for their services. They should have been on the correct course since today, they have 1,700 locations in Canada, the U.S. and the U.K.A common Money Mart customer actually is an average working individual, 32 years old (82% of clientele are less than 45 years) and currently employed, having an annual earnings of approximately the national average. These clients go to Money Mart because of their fast service, their easy venues, and their prolonged functioning hours. The entrepreneurs of Money Mart had been right – their primary ideas nonetheless hold true these days.Ever since including payday cash advances to their monetary services, they have carved themselves a very nice niche in the market. But they are certainly not the sole choice. You can today find a minimum of one, and typically several, payday loan facilities in almost every community.Why precisely would you choose not to obtain a payday loan?Now that we have researched the convenience of payday loans, let us now have a fair take a look at the disadvantages. All over the United States of America, governments on virtually every level are looking at payday loan channels with mounting worry. Plenty of individuals feel that they make the most of low-income people in financial difficulties. Some go as far as to express they “prey” on them. Their argument to that is that they are filling up a requirement and they are not carrying out anything illegal. So the debate goes on – let us examine why.Do you remember when you believed you had sorted out your difficulty and you could move on with your routines? Well, what if perhaps your following paycheck, after your planned expenses, was not good enough to pay off the obligation?If perhaps you came up short once again, you need not be troubled – payday loans are extendable, or renewable. This procedure is termed “rollover” and, when you do the same far too many times, it can end up costing you a whole lot of money. Let us study an illustration: Say that you borrowed $100 for 2 weeks (till your following payday). You give a check to the loan provider for $115 (including your $15 fee). The annual percentage rate of that loan is actually 391%! If perhaps you cannot pay off the $115 at the due date, you can rollover the loan for another couple of weeks. If perhaps you rollover the loan 3 times, the lending fee will reach $60 for a $100 loan. That is quite substantial interest, do not you suppose?These are details you need to give consideration to when you are deciding if a cash advance payday loan is the ideal solution in your particular circumstance. For sure, the loan cost is substantial, yet it gives you the funds you require, whenever you need it, thus avoiding a whole lot of tension and trouble. It is really pretty true in consumerism nowadays that convenience will cost you money. Nevertheless is it worth that much? That is a question you will really have to answer for on your own.Payday loans tend to be controversial – however they do fill a necessityAt this point we have evidently presented both sides of the discussion – and it is really a big debate in recent times. Hence which party will you go with? That depends upon your current situation. In case you truly simply have to have it, and you do not really possess some other choice, then a payday loan is probably the prudent thing for you. At the very least you will be in a position to keep your peace of mind, even when it does cost you some money.When you end up in this scenario, use it as a chance to learn. Keep in mind, there are hardly any mistakes – simply lessons. When it is essential to get hold of a payday loan, ensure that you do not really roll it over a lot of times – that is really when it will become a trouble. Also in the interim, try to create a crisis fund so you would be able to cover those unforeseen expenditures. Become a good financial manager. Then you would possess an alternative, and also you would not have to depend on a payday loan as being “your last resort”.